Online Credit Report WebsitesYour credit report is compiled to let lenders know your credit history: How much have you borrowed How have you done paying it back How many times have you applied for credit From whom have you sought credit How much do you currently owe Are you in default Have you ever sought bankrup...
14:37 Thu 27th May 2010Myth 1: Previous occupants at my home affect my credit rating The previous occupant of your house or flat could have been a millionaire or a bankrupt but that makes no difference to lenders at all.
11:11 Fri 24th Aug 2007Buying things on credit and borrowing money can be a pain for everyone, particularly those with poor credit ratings. Sometimes it can seem that you are losing the battle with your credit score, but do not despair. There are actions you can take to make your credit rating look better.
What Is a Credit Rating
A cr...
16:37 Mon 24th May 2010Unless you have been living on a mountain or another hard-to-reach place, it is likely that you have been exposed to credit card offers. Whether it be by post, email or phone, so called ‘respectable’ credit card issuers have probably targeted you with their tempting marketing ploys. Do not be fooled, there is a lot...
13:15 Thu 16th Jan 2014Credit blacklists, popularly believed to dictate your chance of securing loans and credit, are actually a myth claims a new report from a leading credit rating agency.
Lenders do use credit rating information to decide whether an individual is liable to be a safe investment, however.
The company also sought to punctu...
16:36 Mon 24th May 2010Within the last couple of decades the word ‘plastic’ has invaded our financial lives. These days it seems that it is incredibly difficult to survive without having to hand your credit card over a counter or punch its number into a form online. For this reason, it is important to understand what credit cards are and...
13:15 Thu 16th Jan 2014Government proposals are set to "reshape” the credit card landscape for consumers, one expert has predicted.
The Consumer Credit Counselling Service (CCCS) made the comment after legislative plans were revealed to tackle unfair practices by credit card companies.
Under the new measures, lenders would be ba...
16:37 Mon 24th May 2010During the recent financial crisis some of us have been using savings to help make ends meet. However, it seems there are still many people out there who are still using their credit cards for everyday living.
While the recession has pulled on consumers' purse-strings they have not learned their lesson when it comes t...
16:37 Mon 24th May 2010During the recession debt has come to be a dirty word for many people. We have been repeatedly told by the media that reckless borrowing, unchecked spending and the thoughtless dishing out of credit cards and loans were all contributors to the demise of the economy.
It is time, consumers were told, to get frugal and s...
16:37 Mon 24th May 2010Making a realistic comparison of credit card deals is all but impossible as many credit card companies do not clearly explain how they calculate interest, Which has claimed.
While comparing different types of card, such as balance transfer credit cards or cashback credit cards, trying to discover their relative costs...
16:36 Mon 24th May 2010Consumers are on the look out for the best credit card deals they can find, as their debt begins to mount, one expert has said.
According to a leading finance website, money conscious Brits are now scouring the market for credit cards which will help them budget, focussing on things such as zero per cent interest bala...
16:36 Mon 24th May 2010We have all done it, seen a better deal on credit card interest and transferred our balance to take advantage. Some offer zero % interest on the life of the transfer, some aren’t quite so generous.
Credit card providers are running a profit margin of around £500 million every year on balance transfer credi...
16:36 Mon 24th May 2010CreditExpert is an online credit monitoring and identity fraud protection service. They pride themselves on offering fast and accurate credit reports, combined with a high level of online security and privacy standards. You can compare loans, credit cards, mortgages and other products and see how much money you could b...
16:37 Mon 24th May 2010The level of credit card and loan debt has risen during the credit crunch despite the overall level of money consumers owe having fallen.
According to a leading firm for insolvency and business recovery advice, people are using credit cards as a short-term solution to manage their bills during the recession.
A repres...
16:37 Mon 24th May 2010We all know that girls love to shop till they drop, so it’s essential to make sure you are armed the best credit card to help you splash the cash. While shopping the only interest you want is in what you're looking for; you don’t want to have to worry about the interest creeping up while you are browsing th...
16:37 Mon 24th May 2010Most people in the country have a credit card, personal loan, mortgage or other type of finance; we need this to live our lives. However, there are still many people out there who have none of these things, while that may seem ideal to those of us struggling to make repayments it may not be as great as it seems.
New r...
16:36 Mon 24th May 2010Asks Zeus A. Credit cards have always been the favoured way of paying for online goods primarily because they were already in circulation when online purchasing took off. But many people remain
01:00 Mon 17th Dec 2001Equifax is a world leader in information solutions. They can provide credit reports, credit ratings and information about how to protect yourself from identity theft. Equifax give information about how lenders make credit decisions. The site has a section offering expert tips on how to understand your credit report. Th...
16:37 Mon 24th May 2010Credit card customers were left wondering whether their details had been snatched by hackers recently after a US hotel chain conceded it may have been affected by a security breach.
The global hotel company revealed that in the US and Canada its computer systems had been "accessed without authorisation".
A ...
16:37 Mon 24th May 2010Credit card defaults may peak earlier than it was first expected, according to experts.
Recently consumers have increasingly failed to make repayments leading analysts to believe defaults on this kind of financial product could now rival those on mortgages.
However, a peak in credit card repayment defaults would not ...
16:37 Mon 24th May 2010
1 to 20 of 255
1 2 3 4 Next Last
