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If you read the link through you will see this punter has already spurned a cash-out offer of £32K. Then when Liverpool could only draw with Spurs, that offer was reduced to just over £10K, then City thrashed Wolves and it was reduced even further to £5.4K. It was raised to £9.2K before Liverpool won the FA Cup, then to it's present level after the latest round of results.
TTT said that if the £22K would change the guy's life, take the money. Obviously it wouldn't or he would have most likely taken the larger £32K. The thing to keep in mind is that if his bet goes thrupennies up, he has only lost £100.