A God would create a universe that works. If that needs to include the occasional localised tragedy then so be it. In such a scenario, folk returning to their deity sooner rather than later is not so terrible an issue in terms of the bigger picture, and the price for having somewhere, where one could live at all. "Thinking about it" won't have anything to do with it. We're here, we get on with it. Massive magical saves would just lead to reliance, lack of helping oneself, and foolhardy behaviour. Not going to happen.