Crosswords0 min ago
Whip Lash claims.
32 Answers
http://www.parliament...ee/news/cmi---report/
We have all recently seen a huge rise in our motor insurance premiums, this has been due to the escalating rise in 'whip lash' injuries claims.
A recent report from the House of Commons Transport Committee could mean asking the government to bring in measures to curb some of these extortionate high amounts of costly claims.
http://www.mirror.co....aims-115875-23696013/
But the question that must be asked is, if they manage to get a reduction in these claims, will we see our insurance premiums drop?
Personally I cannot see it.
We have all recently seen a huge rise in our motor insurance premiums, this has been due to the escalating rise in 'whip lash' injuries claims.
A recent report from the House of Commons Transport Committee could mean asking the government to bring in measures to curb some of these extortionate high amounts of costly claims.
http://www.mirror.co....aims-115875-23696013/
But the question that must be asked is, if they manage to get a reduction in these claims, will we see our insurance premiums drop?
Personally I cannot see it.
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// We have all recently seen a huge rise in our motor insurance premiums, this has been due to the escalating rise in 'whip lash' injuries claims.//
Personally I cannot see the justification in putting up my insurance premiums because other people have made claims, I know that I am rewarded by having a no-claims bonus but surely the benefits there are negated by the annual rise in premiums.
Ron.
Personally I cannot see the justification in putting up my insurance premiums because other people have made claims, I know that I am rewarded by having a no-claims bonus but surely the benefits there are negated by the annual rise in premiums.
Ron.
Maybe they should be told to use the whip less forcefully.
http://www.google.co....QsAQ&biw=1016&bih=511
http://www.google.co....QsAQ&biw=1016&bih=511
I hope they do, I was involved in a car accident a few years ago, a car drove into the back of me and I hit the car in front, my car took most of the impact and I had whiplash, I decided not to claim as it was short lived and remedied with strong pain killers, the car in front was hit less severely and the whole family claimed for whiplash, apparently they also said that the kids thought they were going to die and needed emotional counselling.
I felt this was utter twaddle, it was this guys 3rd claim in that one year for accident damage. I certainly hope the law looks into this.
of course it doesnt help that you get badgered by lawyers for months after phoning you pestering you to claim.
I felt this was utter twaddle, it was this guys 3rd claim in that one year for accident damage. I certainly hope the law looks into this.
of course it doesnt help that you get badgered by lawyers for months after phoning you pestering you to claim.
The huge rise in whiplash claims is directly linked to huge rise in ambulance chasing parasites that now seem to plague us every step of the way. Whilst these charlatans are allowed to practise, premiums will continue to rise. Incidently, it's not just whiplash claims that are the cause of rising premiums, but taking that as an example, a solicitor will claim up to £1000 to process an electronic claim for whiplash where the victim will get £700. After that, say the facts are disputed, that same solicitor will then pick up another £500 - £1000, so your £700 whiplash claim is actually costing the insurers a minimum of £1700.
And there are of course, those less than scrupulous insurance companies, whose practises are borderline legal, but again put the costs of what should be a straighforward claim, through the roof.
And there are of course, those less than scrupulous insurance companies, whose practises are borderline legal, but again put the costs of what should be a straighforward claim, through the roof.
the bit i find strange in all this is there is very little or no work out there for bodyshops, apparently over 90+ have closed down in the last few months others have made staff redundant or put them on 3 day weeks.Also insurance engineers are worried as they have little or nothing to do,we ourselves are working day to day & worrying if we have a job at the end of the week...
So quite where all these claims are coming from is beyond me..
So quite where all these claims are coming from is beyond me..
Trojanfarce - your wrong i'm afraid...."a solicitor will claim up to £1000 to process an electronic claim for whiplash where the victim will get £700. After that, say the facts are disputed, that same solicitor will then pick up another £500 - £1000, so your £700 whiplash claim is actually costing the insurers a minimum of £1700." Not true. A PI claim for an RTA valued at MORE than £1,000, and LESS than £10,000 damages will earn the Solicitor £950 profit costs total, no matter how much work is involved and how much medical evidence is obtained/needed. The only time further costs would be paid is if the claim can't be settled within the RTA portal, which will inevitably be as a result of the Defendant's Insurers being unreasonable. I don't know where you got your figures from, but if the Claimant gets less than £1,000 the Solicitor gets nothing in any event.
hc and ummmm - i think your friends may have had poor solicitors - an element of contributory negligence may apply to the cases you've mentioned, but the claims should not have been rejected totally just for the reasons you've stated....
hc and ummmm - i think your friends may have had poor solicitors - an element of contributory negligence may apply to the cases you've mentioned, but the claims should not have been rejected totally just for the reasons you've stated....
the irony of course is that its the insurance companies who sell the details of accident victims to solicitors in the first place - so why the need to increase premiums in the first place? i had a guy phone me today who reported the accident to his insurers who then sold his details to a firm of solicitors without even asking if he was injured or wanted to make a claim. the insurance industry are then the first to moan about excessive claims.....
