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Personal Finance

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Ric.ror
I have heard that some banks are now offering up to 7% so for each £1000 that would be £70 over the year or £5.83 per month but would that mean for 1st month interest is calculated on £1000 2nd... ...
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Canary42
There are some interesting stats in the article which I reproduce (with my italics) here. It shows the decline in cash usage (claiming it is customer driven, but I have some doubts - perhaps... ...
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Canary42
If he was an unemployed single pauper owing £25 he'd be in gaol by now.   https://uk.yahoo.com/news/alex-jones-lives-refuses-pay-173402112.html ...
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david small
A woman I know will be sixty six next year. She has paid hardly any national insurance stamps. Worked abroad etc. Will she be entitled to pension credits, or any money whatsoever?
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Hopkirk
Are pension contributions deducted from your pay before income tax is calculated?
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dave50
In order for her to use her tax free allowance and so I don't go above my tax free allowance. In other words split the draw down between me and my wife....
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piggynose
I wont beat around the bush!! Can the insurance company who are managing my company pension refuse to pay me what is rightfully mine ? I'm 64 now. Anyway I thought I'd get in touch with them to see...
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jackthehat
Mrs JtH has received notification that she has a small pension from a company she worked with 25 years ago. It is in the sum of £1,306.52. She has also been given a lump sum figure tax-free. Can any...
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Le Chat
Is it cheaper to heat the water for my home in the summer, for one hour, by switching on the water tank (electrically) or by having the gas central heating on and the thermostat so low that only the...
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SparklyKid
Is this a new thing ?
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douglas9401
Evenin'. Anyone know how long after combining two old pensions with a current one that a person could take the maximum tax-free amount from the new total pot? Thanks....
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Tarser
I have a joint bank account with my wife. She is soon going to start her own business and she has neither a passport nor a driver's licence. These seems to be the only IDs that banks will accept. So,...
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has
Good afternoon, I need someone to explain to me what I'm doing wrong when I calculate the following savings interest rate. This account is a Digital Regular Saver account provided by NatWest, but all...
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Canary42
I have just been checking my PayPal account. I discovered to my alarm that for a number of Companies I have recently bought from, my PayPal record shows approval for any future payments. I have never...
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barney15c
On a sum of £70000 - how much tax would have to be paid? First £30000 is tax free, but do you pay 20% on £30001 - £50271 and then 40% on £50272 - £70000. Or do you pay 40% on £30001 - £70000?...
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rogerab
Hi, I hope someone can advise please. With the new threshold for paying National Insurance rising to £12,750 what happens to your entitlement for a full state pension if you are earning less than...
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xud
Hi all, I am wanting to reeceive a payment from USA. I sent my name, account number and sort code. I got a reply saying that they need IBAN or SWIFT numbers. How do I get those? Rgds Michael....
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sandra4444
Had notification of my pension rise. It will just about cover (half) of my fuel bill increase. Well for now anyhow. :(
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bond
If £15000 invested in year 2000 is worth £100000 in 2020, what is the average interest rate earned per year (ie the increase of £85000 over 20 years), and what is the formula in MS Excel? Many thanks....
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pussyfoot
Hi, I want to buy a used car online, if I paid for half of it via credit card and the rest from a debit account will the credit card cover all of it or just the half I've paid via the credit card....

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