Absolutely tipping it down here. My daughter in law's charity 26 mile walk has been cancelled for H & S reasons. Not too cold though, but I did have the heating on for a couple of hours last night.
Mine is on, it's set at 20 so clearly thinks it's cold enough to come on. Mind you I am odd, I've been taking a hot water bottle to bed most nights. I like to be wrapped in warmth.
Prudie I like my comfort too, but never had a water bottle , I bought a M&S duvet last year which is designed to keep you cool in Summer and warm in Winter,it's got wool in it as opposed to duck down etc