Nhs Stories

[chokkie]

Just been reading a couple of stories about how the NHS is going down the tubes and might not have any money to pay its staff in a few years time. We know someone who is about 2 years away from retirement from the NHS (afte working for them for 30+ years), so is due a very nice workplace pension. Any advice .... you don't suppose that our friend could end up with no workplace pension at all - or are they legally bound to pay up?

[Mags22]

WE hear all the stories about the NHS - then its announced that x million is to be spent on an aircraft for David Cameron - say no more!

[fiction-factory]

Those stories are nonsense.

[Baldric]

David Cameron, or whatever Parties leader is in Number 10 at the time, plus the other MPs of which ever Party is in power.
The Royal Family, and it can revert to its normal duties if not needed anywhere else.
You lefties crease me with your hard done by attitudes.

[EDDIE51]

^^ ??? What are you on about Baldric?
At least try to answer the question.

[fiction-factory]

^Baldric was responding to the answer from Mags22. It was Mags who brought up teh aeroplane as if that were relevant

[Baldric]

Eddie, try reading the reply @ 1630, then, hopefully you will understand.

[Baldric]

Ah, I didn't need to respond afterall.

[EDDIE51]

I believe that pensions are in a separate protected fund so can not be affected by the NHS budget.
(at least I have tried to answer the question.)

[Peter Pedant]

Chokkie tell your fren to join AB and post himself

as an NHS pensioner almost all your post can be summed up as rubbish

Your fren will know the NHS pension structure - and I have no idea why he is asking you .... It is a rare pay-as-you-go scheme and so the pension contributions are spent by the govt in the current financial year - so isnt REALLY a pension scheme as we know it

The great secret of the NHS pension pot is that there is no pension pot ( Bevan 1948 )

Your fren will be under the 1995 and 2008 scheme and there is not an awful lot he or they can do about it

and yes they are legally obliged to pay up ( Human Rights Act surprisingly - the pensioner to be has made contributions for a legally enforceable expectation. ) - altho they can and have changed how future contributions will be treated. ( but cant change the effect of contributions already made )

Oh and medical contributions outweighed pension pay outs for the current financial year by at least £2 bn - yup two billion - nice little earner for the govt. The cross over point ( where conts DON'T cover the pensions is 2026 )

and Yeah Eddie I was gonna say
I am the only one answering the question ....

Honestly I hve no idea why he asked you details of the scheme
and yes I used to give pensions advice for the 1994 and 2008 schemes

[Mags22]

I mean that we are told the NHS needs cash, police, armed forces,etc. And then told millions are being spent on a plane which I think crazy, not political minded,just practical

[EDDIE51]

PP I think chokkie is just curious about his/her friends future situation.
Does not read to me as the question is being asked on behalf of the friend, who as you say must have a pension forecast.

[DTCwordfan]

what the bloody hell does a plane have to do with the finances of the NHS? One costs ten million and saves huge opcosts from hiring third parties and the likes of Ryan Air, the NHS costs tens of billion and there are huge savings to be had, just like in the police, moneys from behind scenes that can be used to to support the front line and still make savings. For example, why oh why, do we need 5 regional police forces in the Southwest - axe them all and into one and we are still smaller than the Brummy or Mancunian police, thats four chief constables out, four finance directors and half their teams, four pr directors and two-thirds their teams, four HR directors and half their teams and best of all, four Commissioners and all their teams.

[Peter Pedant]

eddie - // workplace pension. Any advice .... you don't suppose //

asking for advice .....


you mean the fren' chokkie is asking me to advise HIM on his frenz' pension ? - well it is not a bad one actually - and the planned crappy changes in 2016 will hardly affect him but are not retrospective. and are also not voluntary - everyone in future will be shoe-horned onto a CARE pension the details of which have yet to be worked out .....

[Peter Pedant]

DTC calm yourself
the boys can have their toys - because ....

the NHS pension costs are independent of the NHS budget and are contributory and will out be covered by contributions alone for the near future until 2026 on current govt predicitions

[bobbie22]

As already mentioned the NHS pension is paid out of current contributions as I found out when I tried to get some of my pension pot out. There is no pension pot.