sandras Member Profile in The AnswerBank

help

hi im 24yrs old single male..i have a mortgage (?80k) and 3 loans (?25k,?15k,?7k)...ive been to the bank and they just cant help me. All my loans and my mortage is with one bank...

dissotheref

I have a small 2nd mortgage. I owe about ?3600. I pay ?70 per month and it is due to end in Dec 2010. I have ?3000 in a building society account earning about 5% interest. Should I put to it and pay...

sammysam

Mortgage Advisor lost his license

We were sold a 3 mortgages by a financial advisor, 2 were buy to let. (I had been left some cash in my Grandads will for the deposits) We had to go via the advisor as we were non status and had...

lostbloke

Mortgage and credit checks

My wife and I recently applied for a mortgage with a leading high street bank. We were turned down following a credit check. I checked with the credit reference agency and it appears that we were...

goldheart

mortgage

I am currently splitting up with boyfriend, however I live in his flat and am the one moving. I am looking to rent at the moment but am querying buying. How do you calculate what the bank will lend...

lootmaker

Private Landord & Housing association

My daughter is renting a 3 bed house in london brent area, her housign benefit gets paid into her landlords account? I have 3 bed house i wish to lease it out to a housing assoication to house homless...

Greedyfly

First time buyer

My partner and I have been looking to buy a property for about 3 years - we live in Yorkshire and the areas surrounding us are ridiculously expensive, I have finally found a great property thats...

mthew

trasfer of equity

my father wishes to have my name put on the deeds to his property with no mortgae so that I can apply for a mortgage for home improvements. Can he do this if so what route should we take

stoo_pid

Checking credit rating

Mate of mine is more than a little surprised as he has just been turned down for a new mortgage. He previously had a mortgage which he never missed a single payment & has now paid off...

Kelly Jo

Tenancy in common

I currently have a property worth ?185,000 and a mortage of ?95,000 which I brought on my own. I have now met somebody and rather than move we have decided for my partner to pay me ?8,000 to be named...

Alf

I want to rent out my house

I want to rent out my house but do not know how that affects my mortgage or where I stand with insurance etc. Do I have to let any authorities know? Any advice welcome.

fairy!

Sub-letting... what do I need to know?

If I rented a 3 bedroomed house, & wanted to live there & sub-let two of the rooms, what do I need to consider? Do I need to declare anything to anyone? Do I have to pay tax on the...

Luna1

Transfer of equity

To remove an ex's name of an excisting mortgage, normally you would have to fill out a ''transfer of equity form'' from the excisting mortgage lender to have a name removed. Would I still have to fill...

salsagirl

Is it possible to have two mortgages (not buy to let)

I already own a house that I rent out (currently living with partner). I have come into some redundancy money, and am thinking of investing in another house, but would need to get another...

supasue

Housing Benefit

I am currently a full time student and have two more years of my course left. I get housing benefit to help with my mortgage payments because I had the mortgage since 1989. My income is so...

drinki

Credit Rating

Hello, Can anyone please advise on the following problem. My mortgage lender has taken action for repossession of my property they are taking me to court on The 19th October. I am making payments and...

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