... and you will pay exactly the same (if not more) than you would through a broker, Nibble.
My Bike insurance for instance :
Direct quote from Highway (the insurer) - £172 - 'non negotiable' when I asked
Headline Price from Swinton (brokers) - £168 - still with Highway
Actual Price from Swinton after haggling - £118 - still with Highway
Swinton will be getting a huge 'volume discount' and commission from Highway (for generating business and saving Highway admin work) - they are then passing on around two thirds of that to me, to induce me to stay with them.