Consult a solicitor, I would not do it any other way. You both have rights and you both need someone to tell you what they are, irrespective of who paid what in times gone by. Re the furniture etc., I bought a lot of stuff second hand when I first moved in, I couldn't afford new - the charity shops and refurb chairities were a godsend. Good luck - and I know what you mean about the relief, it's like a big black cloak lifting off your head once a decision like this has been made.