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At What Hours Do Direct Debits Leave An Account?

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pastafreak | 19:51 Mon 23rd Oct 2023 | How it Works
16 Answers

I have a monthly payment that I make to OVO(previously SSE)for servicing etc. It always goes out in the early hours of the 22nd...along with another payment. It's not left my account yet. The amount also went up this month. Could that be the explanation...or is it just an odd glitch?

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Avatar Image Canary42

Sunday not a working day.

19:53 Mon 23rd Oct 2023
Avatar Image newmodarmy

I would have expected this morning, but it could be tomorrow; but I wouldn't worry as it's up to the bank and OVO to organise it.  I am assuming there were enough funds for it to be paid.

19:56 Mon 23rd Oct 2023
Avatar Image ToraToraTora

DDs are week days only, if your normal day falls on a weekend it will be done on the next working day.

19:57 Mon 23rd Oct 2023
Avatar Image ToraToraTora

Also the major heavy lifting systems the banks use are still mainframe batch and that usually means overnight so a lot of DDs will happen after midnight and before the rush hour.

19:59 Mon 23rd Oct 2023
Avatar Image ToraToraTora

What bank are you pasta?

20:08 Mon 23rd Oct 2023
Avatar Image pastafreak
Question Author

Sorry! Got my dates wrong...it should have gone out today. (Normally 22nd if a weekday)

TTT...It's Natwest. I think some items go in/out just after midnight...others it's 2am.

20:41 Mon 23rd Oct 2023
Avatar Image pastafreak
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Newmodarmy...yes, enough funds.

20:42 Mon 23rd Oct 2023
Avatar Image Canary42

Sounds like an IT Overnight Batch failure then Pasta. 

20:44 Mon 23rd Oct 2023
Avatar Image pastafreak
Question Author

I'll keep checking...how long before I contact someone. The bank presumably? 

20:46 Mon 23rd Oct 2023
Avatar Image ubasses

No contact Ovo, they claim the money from the Bank.  They may have had a glitch with their computer run.

20:53 Mon 23rd Oct 2023
Avatar Image newmodarmy

But wait until you have rechecked your bank account tomorrow.

20:54 Mon 23rd Oct 2023
Avatar Image Canary42

Presuming it's a Direct Debit, I would expect OVO to contact you in the event of a payment fail.  They initiate the payment, the bank just pay out when it goes through, so if anyone you should contact OVO in my view.

20:55 Mon 23rd Oct 2023
Avatar Image pastafreak
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Ok...I'll see what happens tomorrow...then contact OVO. 

This is funny because I've just found an email from them..."how are we doing?" Dohhh...

21:02 Mon 23rd Oct 2023
Avatar Image abbeylee90

Mainly mornings 

15:43 Mon 30th Oct 2023
Avatar Image newmodarmy

pastafreak- did it go through?

abbeylee- it's good to see you joining in on someone else's question

11:05 Tue 31st Oct 2023
Avatar Image pastafreak
Question Author

Yes...about 3 days later. I contacted OVO a second time late Thursday. It was out of my account Friday morning...followed by an email from OVO explaining that they had BACS issues and a number of DDs hadn't gone through.

11:12 Tue 31st Oct 2023

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