Cars That Form Part Of An Estate.

bednobs | 23:32 Sat 15th Jul 2023 | Motoring

32 Answers

when someone dies, i presume their insurance lapses immediately. how does one go about ensuring its covered in the immediate aftermath/

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Peter Pedant

come on boy s play nicely
Bednobs is a doing a Miss Mimsy today.

bednobs

Question Author

you are right in that it's better to ask the insurance company, but as the person is still alive, it seems a bit ghoulish asking his ins co in advance!
I am just thinking that the car will become immediately uninsured on the public highway

Zacs-Master

That’s the first time you’ve clarified that the person’s estate you’re discussing isn’t dead.

THECORBYLOON

If the correct advice is wanted and it's needed in advance of the death, someone is going to have to contact the insurer.

It will save time later on worrying about what all needs to be done.

THECORBYLOON

It's odd that you think it ghoulish contacting the insurer yet it's fine to ask on here.

bednobs

Question Author

if i were to cntact the insurer, i'd have to find out who the insurer was (and the reg number) from the ill person, which i find a bit ghoulish.
If, however someone here had experience, great! ill person need never know i had been thinking they wont survive

Zacs-Master

But, as has been clarified, you don’t need to do any of that.

bednobs

Question Author

do you mean you can insure a car without the reg/details? or that i don't have to because the person is still alive?
i must be particularly dim today, but i dont really understand why you think it's been clarified?

Zacs-Master

Two people have told you that you can insure any vehicle you like for yourself for a short period which would enable said person to move it, or leave it parked where it is until it is sold. It has also been pointed out that this would be better done when the person has died as it would then not cause any issues with his current insurers.

Zacs-Master

Just as an afterthought, a person could also simply add the vehicle to a current motor insurance policy, which might work out cheaper.