Can I have a rant please.......

[craft1948]

Monday last week the neighbour (the lady) reversed into my car and damaged the front offside wing. Her husband tried to get me to let him have it fixed for me but I refused (I don't even know him) and I contacted my insurance company, who told me which garage to take it to.
His wife came across later, and apologised, I refused to speak to him anymore as he is an out and out bully. She didn't want it to go through their insurance (she gave me their insurers details though), and said if I had it fixed they would pay the bill themselves.
Got the car fixed today and it cost £368.00. Rang and told him and he has gone mad, and then the cheeky sod offered to go halves on it!!
He said I had no right to have taken the car where I did, and he should have been allowed to take it to a place of his choosing, and he is going to contest the claim.
I've never, in 34 years driving, been involved in an accident so he quite shook me up. Is he right or should I ignore him and let my insurers sort it out.

[sherrardk]

I'd ignore him and let your insurers sort it out - you haven't paid out any cash have you?

[boxtops]

You're obliged to report it to your insurance company anyway, craft, even if you were planning to deal with the settlement privately. You can take the car where you like as I understand it. If there is going to be grief then I would claim off my own insurance and let them deal with the recovery aspect.

[askyourgran]

You did the right thing, it's what you pay car insurance for let your insurance company sort it out.

[craft1948]

No but until he or his insurers pay up I have to pay the £125.00 excess to the garage.

[ummmm]

Give their insurance details to your insurance company. Cheeky gobshite he is....

[mazie]

Ignore him craft and let your insurers sort it and say nowt to them, just refer them to your insurers...And I know you wont be bullied

[craft1948]

He has really upset me, the daughter has gone mad and threatened to go see him as I've been close to tears.
It doesn't help that I didn't know if he was right or wrong.
I could have had a hire car for the 2 days it was in the garage, but to keep the bill down I've done without a car.

[lslowry]

You did the right thing Craft, let the insurance company sort it out that's what they are there for. Have you got legal assistance on your insurance?

[mazie]

Please dont get upset, it's their fault and therefore the onus is on them. Just stay calm xx

[ummmm]

Aww don't be upset Crafty....you're in the right. I bet his wife has done this before (or him) and they dread the hike in premiums......not your issue though.

[mazie]

He's wrong she backed into you

[craft1948]

Yes I have lowry............I don't see how he can contest the claim as his wife has admitted liability, and my builder was a witness to the accident and took some photos.

[lslowry]

There you are then, let the insurers have the hassle with the loud mouthed git

[NoMercy]

Craft.. he is 100% in the wrong. Your car was parked up at the time of impact, I presume? Therefore it was the fault of the other driver who must bear that total cost of your repairs. If you'd allowed them to send it to a cheap, dodgy mechanic and you'd had something else go wrong with the car, you'd have not had a leg to stand on. And he sounds like a right t0sspot, anyway. Stand your ground, mate. x

[mazie]

Well that's it then all done and dusted. Yay for your builder...on a serious note please dont worry about it. In any court of law It's not your problem and as ummm said they probably have done this beofre and are trying to intimidate you...so dont let them

[craft1948]

Thanks people I know it's daft but he really got to me.......I'll just think 'gobshite' if he has another go at me, in fact I'll probably say it.

[caslass]

Craft. Something similar happened to me in Leeds. A guy ran into the back of me,( I was stationary at the time ) all he could say was "you shouldn't have been there". He ranted and raved and even kicked my car. I called insurance company who got the car towed to an approved garage. I got a courtesy car and when I picked the repaired car up it had been polished and valeted. I paid the excess £100 and drove away. About a month later I received a cheque from insurance for £300 Uninsured losses.

[yogi-bear]

Crafty,

Oh, sweetie........

Way i see it is that you gave them a chance not to go thorough their insurance.....and not having a hire car whilst in garage too.. and this bullying lovely fluffster is just trying it on.....you can try asking them for FULL payment OTHERWISE you will go through the insurance route.......if he starts creating and making a scene, the cheeky sod....call the police on him. Or just ignore the sh 1 t and go through the insurance route....making sure you tell his wife and upset her, so he gets it back.
Wish i was near you, as i'd make him see the light. Dont get upset, honey and let the insurance companies sort it out.

lots of love to you, my lovely ....yoges xxxx

[mazie]

Yes, say it and mean it. That's what he is. He see's a lady living on her own and being a MSP thinks he can intimidate her...what a coward....Right I'm ready to come over craft!

I hate bullies!

[ummmm]

It's peoples cruel nature that tip you over the edge.....