Cash ISA

[smurfchops]

Best cash ISA for 2009-2010 ?

[Hymie]

HSBC are offering 3.1% fixed for 1 year (that is how bad they are), this is equivalent to 3.875% gross (taxable) for a base rate tax payer � you can get slightly better returns based on longer terms, or variable rates.

If you want to use the tax efficient savings offered by ISAs, make sure you use your allowance this tax year, which I think ends on 5th April.

[smurfchops]

Thanks Hymie I have done that. I am now thinking of the next tax year !

[Uzoma]

BBC's Working Lunch answered that question just the other day (I wasn't really paying attention so I don't know the details myself).

You can watch the repeat on BBC iPlayer or on their website www.bbc.co.uk/workinglunch .