Unused Bank Account

Tony2Pints | 11:59 Wed 03rd Jan 2007 | Business & Finance

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If I leave my old account open, whilst using my new account with my new bank. Does the old bank run at a loss on this?? Is it detrimental to my credit rating??

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Nether Edge

Depends. How much in old account? If a lot, and it's inactive, Bank gains- they like docile and inactive customers' funds. No effect on credit rating, which relates to your debts and financial commitments only.

Tony2Pints

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Thankyou for your response! Literally pennies in account. Could be handy to have open for cheques as my New Bank doesn't have a local branch for miles. Thanks again!

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