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Didwot

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Impret-Sir

Why is there a limit on ISA annual contributions?

I mean, the government are always telling us to save more, but then they put a cap on how much you can put into an ISA each year. The two seem to be contradictory. Is it because they want to force you...
21:39 Tue 27th Sep 20058 answers, last by tubeway 17:42 Thu 06th Oct 2005
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HappyFace

Income Tax

My wife is currently on a 5 year career break. To ensure her job is kept 'open' she has to work for two weeks in each of the 5 years.  She was on about ?30K. Can she assume her salary for these...
04:54 Thu 29th Sep 20054 answers, last by Didwot 14:42 Thu 29th Sep 2005
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Didwot

Bankruptcy

A lot of people without any assets are up to their ears in debt with credit cards, loan companies etc. generally as a result of imprudent lending by the financial institutions (obviously none of the...
15:00 Wed 28th Sep 200513 answers, last by Oneeyedvic 15:45 Thu 29th Sep 2005
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jamme

Tree

It is concerning about my neighbour who had been complaining about my large Ash tree in our back garden. Although the tree officer has served notice on the tree six months ago, he has left the...
20:50 Tue 27th Sep 20053 answers, last by alan30 21:58 Wed 28th Sep 2005
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wolfygecko

Money & Finance

I own a business which I bought shortly after I was married. I have been married 5yrs. During a divorce what is my wife eligible for? THe business and everything else is unders my name only. Will she...
07:32 Tue 27th Sep 20051 answer, last by Didwot 18:57 Tue 27th Sep 2005
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all23569ooo

16,000 dallors up side down

We are finaceing a 2004 dodge ram 2500 series.We owe 35,600.00 on this vehicle.The trade in value is 20,000 and the retail is about 24,000.We have already paid 11,000 dallors on this vehicle.We were...
15:31 Tue 27th Sep 20052 answers, last by tubeway 03:26 Wed 28th Sep 2005
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panhandle

House Repossession

I have read that if a house is jointly owned, husband & wife, and only one of the owners has unsecured debts that cannot be paid, e.g. due to ill health/redundancy etc, then the house can be...
15:57 Tue 27th Sep 20054 answers, last by Miss Zippy 18:49 Tue 27th Sep 2005
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doncaster

Isp

Can Anyone Recommend Good Isp's I Am Currently With Wanadoo But Wish To Change Not Happy With Them.
20:49 Mon 26th Sep 20057 answers, last by quickthinker 16:56 Tue 27th Sep 2005
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AB Editor

Freaky Friday

Thanks to all you ABers who notified us about the disappearing posts situation. The Heavies have done brilliant work as usual, but they did want me to inform you that you will be receiving a bill in...
16:52 Fri 23rd Sep 200513 answers, last by Didwot 00:02 Sat 24th Sep 2005
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Luna1

Transfer of equity

To remove an ex's name of an excisting mortgage, normally you would have to fill out a ''transfer of equity form'' from the excisting mortgage lender to have a name removed. Would I still have to fill...
14:54 Thu 22nd Sep 20052 answers, last by sandras 01:54 Wed 28th Sep 2005
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FrankMcCann

Suspending payments under a consent order

My ex wife and I signed Consent Order but I have now lost my job and have no income. Can I suspend payments and how do I do this?
16:43 Mon 19th Sep 20051 answer, last by Didwot 15:21 Wed 21st Sep 2005
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mayday289

She contributed nothing - - what can he do?

A friend has recently separated from his partner of 20 years.They had a platonic relationship for the last 10 years ( her decision) and have no children.At no time did she contribute anything to...
01:26 Wed 21st Sep 20053 answers, last by Didwot 15:17 Wed 21st Sep 2005
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Kim27385

Transfer of Equity - rights

I moved out of a house jointly owned with my ex two years ago after only being there for 6 months, but we were together 5 years. He's offered 2000 for full settlement of my interest in the property...
23:33 Tue 20th Sep 20054 answers, last by Kim27385 16:23 Wed 21st Sep 2005
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Englishbird

I need help.

My ex boyfriend owes me ?2500. we split up over a year and a half ago. i have now threatened to take him to court, but I dont have any actual proof. It was a verbal agreement and it was for things i...
15:20 Fri 16th Sep 20053 answers, last by insol 18:04 Fri 23rd Sep 2005
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Kelly Jo

Tenancy in Common

Thanks you so much Didwot!  Just to confirm so I am 100% sure when/if we sell the property I would take a share of 71% i.e. (?132K/?185) and my partner would take 29% (?53K/?185K) Less any...
12:10 Thu 15th Sep 20055 answers, last by zmudge 23:34 Sat 17th Sep 2005
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Kelly Jo

Tenancy In Common

Didnot and Zmudge thanks for your replies.  Just to confirm I have contacted my mortgage lender and they have provisionally agreed a transfer of equity.  How could I find out if this...
12:20 Wed 14th Sep 20051 answer, last by Didwot 17:09 Wed 14th Sep 2005
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Kelly Jo

Tenancy in common

I currently have a property worth ?185,000 and a mortage of ?95,000 which I brought on my own. I have now met somebody and rather than move we have decided for my partner to pay me ?8,000 to be named...
15:57 Tue 13th Sep 20054 answers, last by sandras 02:29 Wed 28th Sep 2005
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justinm

joint mortgage

If I get a joint mortgage that is 50:50, but later pay for an additional share, is an informal agreement, that would show this change, enough to protect me legally, in case of the partnership...
16:43 Tue 13th Sep 20052 answers, last by verdant 01:10 Fri 16th Sep 2005
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doctors130

enforcing rules of intestacy

My 64 yr old father died recently and all his estate went to his wife, my step mum, no problem here at all.  However, my 61 yr old mother also recently died, she never remarried or left a will...
20:47 Mon 12th Sep 20054 answers, last by Didwot 17:41 Tue 13th Sep 2005
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mthew

trasfer of equity

my father wishes to have my name put on the deeds to his property with no mortgae so that I can apply for a mortgage for home improvements. Can he do this if so what route should we take
15:29 Thu 08th Sep 20052 answers, last by sandras 02:42 Wed 28th Sep 2005

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