Great idea Birdie1971 which self and spouse have used for several years. Best to tell immediate family what is happening so they stop gifting to oneself. We choose charities as we may each year with donations exceeding what we would expend on presents. No problem with the rellies. Check out charities which do not have admin or publicity costs at all - or beyond an acceptable percentage. Those which advertise on the box are out due to expenses they incur using donations received.