Its all second guessing on news programmes and in newspapers just the same as people on facebook and groups like this so they can be the ones who said they called it! The honest answer is as the bloke on the Aviva advert says "I don't know, nobody knows" so lets wait and see what the actual announcement is before making such unsubstantiated statements because one thing is for sure - someone will be right but the vast majority will be wrong. No doubt we will then get "I told you so".