Universal Credit. Mmmm...

meglet | 15:18 Tue 06th Nov 2018 | News

46 Answers

Just completed an interesting excersise. I’ve been a stay at home mum for 18 months since giving up work to look my family who are now a school age daughter and three year old twin boys. I’m starting work full time again in 2 weeks and come January my boys will be entitled to 24 hrs a week free childcare (30 hours p/w stretched over the year). Out of interest, I’ve just looked to see if I will be entitled to any help with childcare costs as, due to wraparound costs, I’ll still have to fork out £288 per week. One of my sons has special needs and should be getting disability living allowance any day now.

Under the existing working tax credits system I would be entitled to £83 per week, which is not to be sniffed at. However under Universal Credit my entitlement is a big fat £0.

No wonder there’s so many complaints about it.

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meglet

Question Author

Fair enough Sherrardk, we can’t all agree!

Buenchico

2.2 million households are expected to be BETTER off under Universal Credit (by an average of £41 per week), whereas 3.2 million households are expected to be WORSE off (by an average of £48 per week):
https://ichef.bbci.co.uk/news/624/cpsprodpb/1867A/production/_104026999_universal_credit_01_640-nc.png

As there are 27.2 million households in the country, that's 1 in 5 of all households who'll see a change one way or the other.

sherrardk

Meglet, I’m not being mean - I have 10 year old twins (hate that word).

jno

Buenchico, some of those who won't see a change are those like me who don't get any money anyway*; the ratio might be starker if you left me out of it.

*but have no problems with people who need help getting it

pastafreak

1 in 5 of all households?
But WHY do so many need it?

Mamyalynne

I can't really answer your question Pasta, but...

Universal Credit will replace the following benefits:

Child Tax Credit
Housing Benefit
Income Support
income-based Jobseeker’s Allowance (JSA)
income-related Employment and Support Allowance (ESA)
Working Tax Credit

Therefore if someone/a family is receiving even a small amount of any of those then they may be affected in some way when moved onto UC.

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