My Husband's bank card was cloned last week.
Well over �100 taken from his account, money withdrawn six times in the space of an hour, while his bank card was on his person and he was at home at the time. He contacted his bank who found out the money was used via penpal which we have never had an acount with, and it was used in San Jose. The fraud team in the bank are investigating it now. Hubby had to close his account and wait for a new card.
We have all the security an our PC. We think the card could have been swiped some time ago and whoever knows the details has sat on it for a while before trying to use it. WE still have not been refunded with the money.
Sorry to hear you are having the same problem. Big scams going on.