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car taxation

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bristol-girl | 17:18 Sat 26th Jul 2008 | Motoring
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If a registered keeper does not drive a car, must he be on the insurance certificate to get the car taxed.

Any comments welcomed -- thank you
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As far as I know, you must have a vehicle insured in order to get a tax disc. If he is not driving the car, why does he not just get a SORN notice instead.
To tax a vehicle at the Post Office or a DVLA Local Office, you need to present an insurance certificate which shows that the registered keeper is insured to drive the vehicle to be taxed.

When you tax online or over the phone however, they do an electronic check that the vehicle is insured. I don't believe (although I'm not 100% sure) that such a check verifies that the registered keeper is covered by the policy, so you could try taxing the vehicle online and seeing if that is successful (the insurance check is done there and then, so you would know instantly).
That is not true - many people cannot drive because they are banned or have never passed their test and own a car. They have drivers.

The registered keeper can insure a car with somebody else as the named driver.
Ethel, when you insure your car you have to declare points, if you are banned, or medical disqualifications (eg blind), Wouldn't any of these prevent the isurance company giving you a quote, even if you say you are not going to drive it?

Re online. Not 100% sure but I believe that no chesk is made that the person taxing is the person insured/

At the post office they do check the policy to make sure that the person applying is insured to drive the car (it does not have to be the keeper). A company letter may be required. My wifes company taxes and insures cars registered in the name of the company together with a list of drivers.. It gets too complicated otherwise but it can be done if you are determined enough! .
No ethel is quite correct.
Just because you are the registered keeper of the car, does not mean that you will be the one driving it. You could hire a chauffer or driver. You would not be insuring the car for you to drive but rather for someone else to, so the fact you are banned, medically unfit or anything else shouldn't come into it.
bo l l ocks!! it doesnt matter who is on the v5 or the insurance cover note, as long as the v5 is for the vehicle you want to tax and insurance note states the the vehicle (not the driver) is insured then you will receive your rfl with no problems (obviouskly producing the mot if applicable to the vehicle will help also)!!!
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Many thanks for comments. To clarify moomintroll1 is correct. We have just met this crazy situation ,due to ill health the reg. keeper is no longer on the insurance cert.
Unable to tax car at PO or DVLA office, online no problem.
I too would like to know what happens if ,say, a blind person buys a car & employs a chauffeur, the blind person would obviously not be on the ins. cert. This situation, or similar, must surely occur. I am afraid david1702198 it is not as we too thought , the vehicle alone that is insured.
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