I've told my kids not to expect much inheritance, they think I'm joking: I'm not lol! I intend to have as good as life as I dare, treating myself when I can and hope the funds don't run out before I do. I've had experience of old people living frugal lives only to leave hundreds of thousands of pounds to distant relatives who blow it all on luxury goods, but, it was the choice of the old person to live like that so perhaps the question should be what motivates people to be 'tight' or careful with money?