I'd be surprised at a '3rd party, fire & theft' quote (which, strangely, is often cheaper than just '3rd party') coming out at much (if anything) under three grand.
To find the best deal, read through this lot. (It's a bit time consuming but it'll be worth it if it saves you a few hundred quid):
http://www.moneysavingexpert.com/insurance/com pare-cheap-car-insurance
In particular, see under the "Further tricks . . ." section, looking at what's under 'Higher risks' and 'Young drivers'.
Chris