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Leasehold Flat Insurance

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Graham-W | 14:11 Sat 29th Jan 2011 | Insurance
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We are thinking about buying a leasehold flat and under the terms of the lease the leaseholder is responsible for insuring the structure of the whole block of six flats.
I have, so far, been unable to find out who the leaseholder is. Would it be OK and, indeed, legal for me to insure the flat myself for my own piece of mind?
Can you legally have two insurances on one property?
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Id say no.

You would need the building sum insured figure...and that is going to be for the whole building not just your flat.

Why not ask the other 5 flat residents if they know?

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Leasehold Flat Insurance

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