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my mother claims her pension and her late husbands pension. She lives on her own but what would happen if a new man moved in would this affect her claims on her late husbands pension? If she were to marry again would this affect her claims to her late hus

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benjbadboy | 14:53 Fri 30th Dec 2011 | Law
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my mother claims her pension and her late husbands pension. She lives on her own but what would happen if a new man moved in would this affect her claims on her late husbands pension? If she were to marry again would this affect her claims to her late husbands pension?
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It used to be that if you remarried before you were 60, you'd lose the original pension. If you remarried after 60, you kept it. But you have to see if this situation has changed recently. Go to the Citizens Advice Bureau
why marry?

2 single pensions is much more than one couples pension....
I used to deal with pensions both private and public in my younger days. The living together/re-marriage and losing the pension issue was a common one.

I had many discussions with widows that not telling us about re-marriage or co-habitation would result in overpayments. The one thing I didn't tell them is the number of whistle blowers we used to get that were followed up on.
If your mother is claiming both her own pension and her late husband's she is likely to be committing fraud. (Different matter if what she is claiming is a widow's pension derived from her late husband's pension - maybe that's what she means)

As to the position if she cohabits or remarries - that depends on the scheme rules and could go either way.
Do you mean she is claiming her own state pension and her husband's company pension. If so it will depend on the terms and conditions of her late husband's pension fund. The government pension will depend on her NI contributions.
I'm not sure whether you are talking about state pension or a company/pension. I'm also not sure how many late husbands you are referring to.
If it's a company pension she needs to check with the trustees of the scheme
I worked for a time in the company pensions office.
There was a clause that widows pensions were always payable at the discretion of the trustee but the pension did not normally stop if the widow got re married.
We had one case where a lady was unfortunately widowed 3 times and every one of her husbands were members of the company pension scheme.
We had a discussion and as all these employees had paid into the scheme and for a widows pension all 3 pensions would have to be paid to her.
She has obviously not caused the death of these 3 employees as they all passed away with cancer and the medical reports stated the doctors had no reason to think these employees had cancer at the time of the marriage.
If we had refused to pay and we had been taken to court I am not sure what would have happened.

Martin

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