Crosswords4 mins ago
REDUNDANCY
12 Answers
My husband thinks he is going to be made redundant on Monday. He is worried sick, and is over worrying about money.
Please can you give us some advice, on how to get through it.
Many thanks
Please can you give us some advice, on how to get through it.
Many thanks
Answers
1 to 12 of 12
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1. Tell all your creditors about the change in your family circumstances. i.e. if you've got a mortgage, tell the lender and ask for a 'mortgage holiday' to give you some breathing space. (If, at the end of the 'holiday', there's still very little money coming in, ask if the lender will accept nominal payments for a while). Consider cutting up any credit cards and returning them to the lenders, together with an explanation of why you can no longer continue with the normal repayments. (Lenders will normally stop the interest charges and accept very low monthly payments).
2. Check on all available benefits, such as JSA and Council Tax Benefit.
http://www.direct.gov.../Redundancy/DG_182503
3. Write down a list of all your current expenditure and see where you can cut back a bit. Set rules for yourselves about budgeting (e.g. always writing out a shopping list before going to the supermarket and never buying anything which isn't on the list). Consider cancelling things like Sky TV subscriptions.
4. Get hubby to prepare a draft c.v. and consider all of the different types of jobs he might be suitable for.
5. Keep an eye open for casual work (such as delivering Yellow Pages or Phone Books). e.g here:
http://deya.co.uk/
or working on traffic surveys, e.g. here:
http://ctstraffic.co.uk/
6. Put a little bit of money aside each week for an occasional treat (such as going out for a meal once per month), so that you'll always have something to look forward to.
7. Use the internet to find money-saving ideas. (I can create a decent main course meal for one for around 50p. Sherrardk recently reported, here on AB, that she'd fed 6 people for £1.88).
8. If you've got any specific problems, don't hesitate to speak to your local CAB or to post questions here on AB. (There are plenty of unemployed and/or impecunious people around here!)
Chris
2. Check on all available benefits, such as JSA and Council Tax Benefit.
http://www.direct.gov.../Redundancy/DG_182503
3. Write down a list of all your current expenditure and see where you can cut back a bit. Set rules for yourselves about budgeting (e.g. always writing out a shopping list before going to the supermarket and never buying anything which isn't on the list). Consider cancelling things like Sky TV subscriptions.
4. Get hubby to prepare a draft c.v. and consider all of the different types of jobs he might be suitable for.
5. Keep an eye open for casual work (such as delivering Yellow Pages or Phone Books). e.g here:
http://deya.co.uk/
or working on traffic surveys, e.g. here:
http://ctstraffic.co.uk/
6. Put a little bit of money aside each week for an occasional treat (such as going out for a meal once per month), so that you'll always have something to look forward to.
7. Use the internet to find money-saving ideas. (I can create a decent main course meal for one for around 50p. Sherrardk recently reported, here on AB, that she'd fed 6 people for £1.88).
8. If you've got any specific problems, don't hesitate to speak to your local CAB or to post questions here on AB. (There are plenty of unemployed and/or impecunious people around here!)
Chris
Chris has given good advice.
We 've been through this twice so I know how awful it can make you feel.
We actually found it better once we knew for sure that the redundancy was going to happen. You can concentrate on dealing with things rather than worrying yourselves sick about whether it's going to happen or not.
You will get through this in time.
We 've been through this twice so I know how awful it can make you feel.
We actually found it better once we knew for sure that the redundancy was going to happen. You can concentrate on dealing with things rather than worrying yourselves sick about whether it's going to happen or not.
You will get through this in time.
Chris has put forward some practical good advice so I will stick to the law.
Redundancy is a potentially fair form of dismissal, provided it is a genuine redundancy. Your husband will have the right to a redundancy payment if he has been employed for two years, which is not generous if it is only the statutory amount. His employers should consider your husband for alternative employment, the number of people being made redundant can be important and there must be a proper selection for redundancy with a criteria, unfair selection can be unfair dismissal. There are quite a lot of other requirements in making people redundant
Suggest you post again next week when your husband knows the position.
Redundancy is a potentially fair form of dismissal, provided it is a genuine redundancy. Your husband will have the right to a redundancy payment if he has been employed for two years, which is not generous if it is only the statutory amount. His employers should consider your husband for alternative employment, the number of people being made redundant can be important and there must be a proper selection for redundancy with a criteria, unfair selection can be unfair dismissal. There are quite a lot of other requirements in making people redundant
Suggest you post again next week when your husband knows the position.
It happened to me- it was a great shock and I felt hurt, but after a while I decided that there are far worse things that could happen in life and it gave me an opportunity to try something else or reevaluate my priorities. The company may offer redeployment opportunities or outplacement support. CB JSA can also help.
Good luck
Good luck
become a new member Dole Club.
3 simple rules to become a member.
1 Under no circumstances must you be out of bed before 11.am
2 Always say your on the dole if asked about ur income and dont be shy
that your a lazy unemployed no hoper .... because lets face the truth...... your not the only 1 and your not the last neither !!
3 never seek employment as your just wasting your time and what better than having free handouts from the Benefits system for doing absolutley nothing all day every day why work? work invovles doing something but no need for that when can just do nothing and be paid for doing nothing. Ahhhh what a life
3 simple rules to become a member.
1 Under no circumstances must you be out of bed before 11.am
2 Always say your on the dole if asked about ur income and dont be shy
that your a lazy unemployed no hoper .... because lets face the truth...... your not the only 1 and your not the last neither !!
3 never seek employment as your just wasting your time and what better than having free handouts from the Benefits system for doing absolutley nothing all day every day why work? work invovles doing something but no need for that when can just do nothing and be paid for doing nothing. Ahhhh what a life
Pop into the local CAB, the first time I was made redundant it was also after 30 years in the same job. Luckily we got a good package from British Coal but like most people who had always worked I had no idea what I could claim for. The people at CAB were very good but fortunately it turned out I didn't need them as I got a job quite soon. I used them again after I had my stroke and they even arranged for a lady to visit who not only explained what I could and could not claim but actually filled all the forms in for me
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