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Hmmmm

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black_cat51 | 20:47 Tue 18th Feb 2014 | ChatterBank
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i was buying my car insurance today and they were offering me 3 months free accident insurance as he was telling me the benefits he said "75 000 for the permanent loss of all four limbs"
I didn't really realise you could lose limbs temporarily!
Anyway, i got the old spiel of heres the price - sorry it's too much - ok well we'll take £150 off. Cheeky buggers -why do they do that? Are there really people who say ok, i'll pay your full price?
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It costs the customer nothing to ask, 'Is that your best price?' And it's surprising how often it isn't. Well done for getting £150 knocked off.
I cannot be bothered searching out a better deal for the sake of £20. If I like the look of the renewal quote I will take it.
Maybe they mean the use of your limbs?
So if they pay out, but you get the use of your limbs back you have to give them £75000.
No, it's only for permanent loss.
I remember Grouch Marx selling insurance in a film - "If you lose a leg we help you look for it" :-)
Also watch out for this - Swinton insurance office rings and offers to renew our insurance with same company as last year, gives quote higher than last year (of course)

OH checks online through Swinton and its £50+ cheaper, rings Swinton back "if we do it online through your company, its xxx why are you charging so much more? No answer could be found......... then pimply on other end said meekly "as you've sussed that, we can do it at our online price!" He said most people don't bother to check" ......... its a jolly good job we are intelligent enough to do just that!

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