really troubled

[d1sk1d]

hi
my mother is fully comp on her vehicle at the moment. I just wanted to know if i were to drive her vehicle with her in the car would I be legal as a driver (i have got a full UK licence)
please help

[annadomino]

I would assume you would have to be a named driver on the policy.

[chrissa1]

You would be, 3rd party, fire and theft.

[chrissa1]

If not a named driver.

[sara3]

that is really troubling.. I hope you sort it out.

[Captin Kirk]

sarky!

[micmak]

You need to be fully comp insured yourself. Then to drive another car you would only be 3rd party.

[sara3]

a problem shared, cap't..

[EDDIE51]

You can only drive her car if she has you as a named driver on her insurance policy.
If you have your own fully comp insurance policy on your car you may be able to drive your mums car but only with 3rd party cover. That means you will have to pay any damage to your mums car yourself. Also not all fully comp policies do ths you need to read yours carefully.
The answer to your question is No , you would not be legal .

[d1sk1d]

but the thing is, as a learner driver the learner can drive a vehicle as long as the owner of the vehicle is over 25 years old and been driving for 2 years i think. surely its the same principle, but just with the learner being fully licence...
does my reasoning make sense?

[micmak]

Crikey, have I fallen into the trap of a troll?

[sara3]

no, I'm afraid that didn't make sense to me.

[micmak]

Hi Sara, how's Colindale?

[Maydup]

You're not insured to drive.

Whether your mother is in the car or not, you either need to be the named driver or have your own insurance.

[EDDIE51]

AB ers please be very carefull about telling others they can drive another car with 3rd party cover on their own fully comp insurance !
Very many policies now do not allow this, you need to read your insurance document carefully to be certain it allows 3rd party cover of another car.
Insurance companies are always trying to save money and this is one common way they do it.

[craft1948]

True Eddie which is why although my daughter has fully comp I have her as a named driver on my insurance.............

[hc4361]

Does your mother have her car insured for 'any driver'?

[EDDIE51]

The bit about learner drivers has nothing to do with insurance !
That is the qualifications a driver needs to be able to supervise a learner driver on L plates.
A learner driver can ONLY drive a car for which they are insured AND with a supervising driver who has had a full licence for at least 2 years.
You have picked up a right load of old tosh if you think a learner can drive a car as long as the owner is over 25 and has had a licence for 2 years ! absolute rubbish ! Someone has been pulling your leg !

[sara3]

micmak, I drove through there earlier this evening! it was.... dark ;o)

[Slapshot]

To drive any vehicle on the using the insurance of the policy holder you MUST be named on the policy. If you have your own Fully Comp policy most allow you to drive other cars without being named with Third Party, Fire and Theft cover only as long as you have permission of the owner to drive the car.

[micmak]

Sara, Is the estate Graham Park still there, or have they bulldozed it yet? It should have been done years ago.