Commications Providers ..... Obtaining Credit/Refusal

[Opiates]

Can they put a 'Default Notice' on my Credit Ratings held with Credit Referencing Agencies??? Agencies such as Equifax and Experion and CallCredit.

I know that I'm not currently regitered with the Voters Form for the eletins etc at my current address, Could this be the reason i have been refused two personal loans in the last few weeks?? Do I nede for the registers to be updated .... What's the score??

Please Advise.

[Ethel]

Not being on the electors' register could make it difficult to obtain credit.

Defaulting on your telephone bills could also make it difficult - especially if that is the only information the loan companies can find about you at your current address.

Have you had loans in the past? How long have you lived at your current address? Do you have credit or debit cards?

Is your income good?

There are many factors that can affect your ability to get a loan.

[Opiates]

OoopS just noticed my spelling errors. : ).

Thanks Eth, Am looking to increase my Credit ratings, am paying off credit cards inbulk and am looking to increase my income. Also chasing up the Voters Register stuff.

Gloomy life experiences huh?? What to do??

New home, new address, new income, new everything ....

Thanks.