Whats yours is mine and whats mine is mine

[4getmenot]

For those people living with their partners, do you have a joint bank account?, if so, after how long of living together did you sort out a joint bank account?

[jackthehat]

No.
Never have done, never will.

[mazie]

We don't 4get. I have mine and he has his. I sort the housekeeping bills out and he sorts the household bills and car bills out. It works outs pretty evenly, so never had reason to change it. The savings are a joint thing though

[moonraker558]

My other half has a joint bank account. lol

[Prudie]

As soon as we got a mortgage, Still keep our own as well though.

[Buenchico]

Why bother with a partner?
http://i23.photobucke...esjoint-20account.jpg

[Jan1957]

Never had a joint bank account even after being married for 25 years. I do all his on line banking so know exactly how much he has.

[4getmenot]

We have seperate at moment but he gives me half of all bills in one lump sum every month. But we both get paid the same. But say if I wanted a baby (no not yet redcrx) and I was getting alot less through work surely he should help me out more and might be better just to have joint bank account and take all money out the one. But then wouldnt be sure what money would be mine to spend, if I want some retail therapy and what would be his

[mazie]

When you have your babies and if it makes you feell better then get a joint account...or just ask him for the money. I did when I had my babies. What does he think about a joint account?

[4getmenot]

I mentioned i when we were sorting through his statements other da, he had 3 accounts he didnt even know about so all needs sorting, and he said we'd sort it when we are both off at christmas, but I dont want him to feel that he cant have his money when he wants or that I am after any of it. At the moment he gives me half bills but I seem to pay for all the shopping, but he pays for petrol, would just make more sense if it all came out one

[~Wingnut~]

We've never had much money to worry about it (still don't now lol) but we were only together a couple of months before we got a joint bank account.
Everything goes into that account and everything comes out of it for bills etc. We have a savings account which is in my name but it's our account and if I transfer money into joint account I always say before doing it, not that it matters.
We're usually together when buying most things and always tell the other one if we are drawing money out for something. Big purchases are never bought without discussing it with the other. Works for us anyway, we don't see the need for seperate bank accounts.

[gingejbee]

Each has own current account and there is a shared account for all the bills etc.

[mazie]

I would be inclined to keep your own accounts 4get then work out how much the shopping and monthly bills are and put money into a joint account for those expenses each month. That way you have the best of both worlds.

[4getmenot]

I cant see how I'd need my own account really as dont go shopping much on wn, would just be if I need clothes

[4getmenot]

that would be fine for now but in future what if I am earning alot less than him? and how do you know how much to put away for grocery shopping etc?

[dotty.]

My mum used to tell my dad 'What's yours is mine and whats mine is ours,'

[mazie]

If it's a partnership and you are at home looking after the babies that's your job, so to me it doesn't matter if he's earning more you share and you can change it then. If you want to do it now and are comfortable with that just do it 4get. Nothing wrong with that at all. Thinking about it I was always a signatory on the old mans cheque book anyway.

If you dont mind me asking, how long have you been together?

[4getmenot]

it will be 4 years in March, but got our first house togather in december last year

[Jemisa]

I've been married many years but we've always had seperate bank accounts, we have a household account that everything is paid from bills, food, car stuff. we both have a standing order to take from our accounts for this. clothes come from our own accounts, holidays we split down the middle.
seems to work for us.

jem

[mazie]

I would do what you both decide is the easiest and best way that suits your daily needs 4get.

PS....can't wait to hear about the baby news ;o) xxx

[ladybird49]

Weve always had a joint account and i sorted all the DDs out over the years as i only ever worked part time in the evenings when the kids were little and day jobs when they were older , i just draw money / use the debit card whenever needed