Refinance/Consolidation Mortgage Loan

harlee | 21:01 Tue 18th Jul 2006 | Business & Finance

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Hello, I have a question on rate for a mortgage loan - The loan is a 3 yr ARM/27 year. I am consolidating my home, and 2 vehicle loans. My current home rate is 6.75%, 1 vehicle is 7%, the other is 12.25%. The rate is 8.75% - with a company not requiring full documentation on the appraisal and stated income.. I have been running into a roadblock with other companies because the upgrades on my home are not recorded at the county and I do not have receipts - the previous owner did not leave them. Closing costs are very reasonable.
Is this a good rate for these circumstances?
Thank you for your time.

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