Remortgage and stamp duty

[QPRSuz]

My husband and I are about to remortgage our house. He has a single mortgage on it and his name is on the deeds. We are hoping to arrange a joint mortgage with the deeds in both our names. The lender's solicitor has mentioned that we may need to pay stamp duty. Is this likely to be the case?

[MustafaTinkl]

Telephone [phone] and discuss your exact circumstances directly with the Stamp Duty Office - they are very helpful.

[QPRSuz]

Thanks for that number, much appreciated. I'll give them a call in the morning.

[lady_p_gold]

Just out of interest have you discussed why you are now coming onto the mortgage when you were previously not on it ? Just to make sure you know that you are then liable for the debt also, whereas now it is in your husband's sole name. If anything were to go wrong with the marriage, and of course hopefully it would not, but you only have to look on this site to see how it happens, then obviously you have then remortgaged the house and also become jointly liable. I know you might feel that you are not on the deeds, but as his wife you would still be entitled to have an interest in the property.

[funnywebsite]

I can't see why you woud need to pay stamp duty. Your husband must of paid it once to buy the house in the first place. I hope you do not have to pay stamp duty twice.