Personal Finance Questions and Answers in The AnswerBank

bank loan

Is it easy to get a personal loan from HSBC if you're already a good customer?

CCCS - anyone used them recently?

Things are tight for us at the moment, like lots of people. Too much debt etc. Everything going wrong, a multitude of things to pay for which we struggle to afford. I really feel it's getting out of...

lanwanchan

Paying board to parent

I need some advice and opinions. I work around 15-25 hours a week at 5 quid an hour, my mum makes me pay her 30 pounds a week for board. I am 17, and feel like i havent got much to live off after all...

malana-3

Gifts to family

My wife and I have various investments and bank accounts all in joint names. With a view to reducing our inheritance tax liabilities (we are both in our seventies) what is the maximum amounts we can...

colettemarie

mortgage - fixed term employemtn contract

Can anyone recommend a lender to me that would give me a 90% mortgage? As i'm on a 12 month fixed term employemnt contract!

concord

borrowing money

I need to move house and thinking about approaching a building society for around ?40k, I have no other borrowings. Any other ideas?? Thanks

ScouseGit

My debt on snuffing it.

Hiya, I am 60 yrs old & have just taken out a substantial HP agreement on a motor vehicle, payments of which will be for 7 years or so. If I die before the payments are completed, will my wife be...

garycref

best place to hide 1000pound for a rainny day

what's the best place to hide 1000 away for a rainny day? I bank with Halifax.....ISA? Savings? Premium bonds

horseshoes

How Long for a Cheque to Clear

I know it used to be 5 working days. I paid in a cheque into Lloyds TSB before 12 noon today so will it have cleared by Thursday next. Thank you.

nigelf1234

Visa Debit Cards

Hi My bank has in its infinite wisdom decided to change my Maestro debit card for a Visa Debit card. I had always thought that Maestro was much more widely accept in Europe, especially in Greece &...

cadfael

Can I Claim Tax Expenses For Probate Fees?

I have just received my first self-assessment tax form in my own name - previously it covered roughly the same area as when in my late mother's name. Am I able to claim as a tax deduction all the...

holliephoebe

isa's

How can you transfer you isa from one bank/building society to another, is this a simple process

highfield

savings query

I have some money I want to invest but the best rates seem to be with companies in the same group, i.e. SAGA & BIRM'HAM MIDSHIRES that I already have savings with. I am aware of the ?50,000...

didappointed

safe savings

Does anyone know where I can find a list of banks and building societies which are indepedant, I mean those which are not "married" to others.

didappointed

talk about being twisted

My sister died on the 18th Feb. She had money in a cash ISA, and we also had our current account in joined names. I informed the Halifax of this, they immediately closed her ISA, but still left our...

didappointed

abbey national plc

Two days running now I have received e-mails from the abbey national that my accounts have been suspended because wrong personal details have been entered. I wouldn't mind - but I do not even any...

princess81

Credit Agreements

Hello, Do credit agreements have to be signed by the company who you are obtaining the credit with, i had a loan in 2006 where the company had signed the agreement but a new agreement I have from them...