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Personal Finance
I've had a credit card with a specific company for about 10 or 11 months now. I also send a manual payment of£15 ( just over enough to cover minimum each month). I send the payment either 13th or...
Just had a letter of a collection agency saying I owe class 2 contributions. I've been retired for 2 years The letter does not include my NI or UTR number. Is this a scam. Are they using collection...
I received my new debit card today, as mine is about to run out at the end of the month. The number on the new card is exactly the same as my old one, except for the last four digits. What a...
If a loan of £5000 over 14 years at 3.99% ?
Many thanks...
Hi Can someone help me? I'm just about to leave full time education, and I have a full time job lined up, but I live with my dad, (my mum has offered I go live with her) but he hasn't had a job for...
My son will be applying soon for a mortgage and he got his credit score recently which was classed as excellent he never goes into his overdraft or misses any credit card payments He does use PayPal...
Hi
My neighbour is borrowing £100 for 2 months and has agreed to pay his friend £10 extra
Q. are my maths right that it is 10% X 6 to work out the APR = 60%
TIA...
Daughter choosing new mortgage product for just over half the value of house. Top of list is Fixed 2yrs or Tracker. Have read base rate liable to drop so was thinking Tracker best but who knows?...
I had two of these maturing on the 7th of June so far I have only received the proceeds of one. I have phoned the office and they are full of apologies I will have to fill in another form even though...
I have just logged on to Barclaycard and discovered that we are £53 over our limit. Should I pay the £53 or wait for our monthly payment ?...
I am a UK tax payer living and working in Britain. For tax purposes can I have overseas investments such as an interest bearing savings account or share in overseas property etc?
Thank you...
do banks sell personal details to other banks etc. I had an email this morning supposed to be from the Leeds building society asking me to join a Talking Point Panel, I do have a very small dormant...
When I was an Insurance broker 20 years ago, there was a provision for `using up` unused tax allowances for the previous 6 years (7 including the current one) to buy a single premium policy. The idea...
She donates monthly to a favourite charity, which is gift aided, but now she is no longer paying tax on her pension due to the personal allowance rising. She has savings, but doesn't know if she pays...
Hi, please could someone advise if 1% for the annual management charge is expensive or not for a Virgin Stocks and Shares ISA. I have nothing to compare it to. Many thanks!
The max amount for this is £75000 but is it wise to have the max limit in your bank account or should it be lower to allow interest to be added?...
I have membership of the free credit reference site, Noddle. They have informed me that about 7 searches were made of my credit file in the first week of April, this year. They are all insurance...
I have had a stakeholder pension for a few years now, my original provider has changed over the passed few years, from M&S to HSBC and now to my current provider. Ive just had my statement from the...
under the new rules introduced in the recent budget, would a second home costing £75,000 attract the additional payment of stamp duty, or is there still a threshold for this new charge?...
Is it possible for me to open one or is it only the patents that are able to
