Nursing Home Fees

[GGodsmark]

Further to reading the Daily Express today about a shortage of money in the NHS I know this subject has been mentioned many times before but there is a situation I know of where the father was living with his daughter and had to go into care. I understand the daughter owns half the house.
Her father had NHS funding.
The house they were in is worth about £1,500,000 and the daughter owned an equivalent value house with her husband who passed away which she sold.
She also drives around in expensive cars and she replaces them in less than 2 years.
If they lived in say a 2 up and 2 down house and the daughter had little money I would not object to the father's care being free but I certainly think the daughter should be paying in this case on the basis she will inheit the other half of the expensive house.

Godsmark

[bednobs]

and the moral of this story is : don't read the express

[factor-fiction]

I may be wrong bednobs think this story of a £1.5m house and cars is another tale from the poster's own experience rather than the story from the express

[factor-fiction]

Some words disappeared.

I may be wrong bednobs but I think this story of a £1.5m house and cars is another tale from the poster's own experience rather than the story from the express.

[bednobs]

my advice is still good though factor :)

[GGodsmark]

factor 30

You are correct.

[factor-fiction]

Just think of all the IHT they will eventually pay eventually

[factor-fiction]

True, bednobs. By the way, you have been conspicuous by your absence on certain other threads recently

[EDDIE51]

It is the fathers situation that determines if he is entitled to full funding or not. The financial situation of other relatives can not be taken into the equation. The daughter can be asked to make a voluntary contribution but never forced to.

[jake-the-peg]

If the father has NHS funding this means that his needs are medical.

There is an assessment system that is pretty rigorous and score based that determines whether someone is in a nursing home because of age and infirmity or whether it is down to a medical need - in that case tghe costs are met by the NHS.

That assessment is first done by the ward where they are and then if it passes that initial test it is forwarded up for specialist review.

It's certainly not a trivial thing to get and its entirely right that if someone needs care for medical reasons that should be met from the NHS and they shouldn't just get to shrug off someones health treatmnet because they happen to be old

[GGodsmark]

Hi Eddie51

The father had got a half share in a £1,500,000 house which means he has got at least £750,000 and the daughter is likely to have £1,000,000 plus in cash.
At present the house can not be touched if it is Social or NHS Funding as the daughter is living in it and will inherit all of it.
I know that house has at least 7 bedrooms and 2 bathrooms.
What does one person need all those bedrooms for unless she wants to sleep in a different bedroom every day of the week.
The house also has 3 garages and she only has 1 car.

Godsmark

[GGodsmark]

Hi jake-the-peg.

I agree that if a person's needs are medical then the NHS should generally pay for the treatment.
However in this type of situation it is reasonable for the father / daughter to pay most of the cost.

[factor-fiction]

I'm just wondering what your house is worth, GGodsmark. Let's just say someone has a nice big house in an area such as Sutton Coldfield and a nice car- say a BMW or nice new Honda. Should they be made to pay for a relative's care?Where would we draw the line?

[craft1948]

You make out as though the daughter's contributing nothing. If the house is that big she'll be paying top whack council tax, and will also be being done for top rate tax on her savings. All in all she's probably contributing more than you to the Exchequer..................

[tonyav]

You have me scared here factor, where about in Sutton ?

[factor-fiction]

It was just a nice location I picked, tonyav, because I read about it recently. Could just as easily been somewhere like Solihull.

[tonyav]

Oakey kokey, factor.

[woofgang]

If her father was assessed as being eligible for nhs funding, that's like saying he should be in a long stay bed in a hospital but none exist. Are you saying that the comfortably off relatives should be paying for healthcare?

Sounds like the politics of envy to me. This bloke has paid his dues for a health service that is free at the point of delivery and that is what he is getting.

[factor-fiction]

^ Must be worth a 'best answer'

[woofgang]

Lol factor, I bet it doesn't get it though.

[jake-the-peg]

//However in this type of situation it is reasonable for the father / daughter to pay most of the cost. //

why? because he's old?

Would you say that if she became ill the NHS shouldn't cover her?