East Access Cash Isa

chrissa1 | 16:03 Wed 03rd Jul 2013 | Personal Finance

24 Answers

I opened an Easy Access Cash Isa just before April this year. I have had to dip into it since then.

My question is: Can I top it back up to the £5K odd tax free maximum? Can you have more than the tax free amount in it, obviously the overage amount being taxed?

Help With Income Tax

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chrissa1

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Are they really the wonderful accounts that they are trumpeted to be? I have my doubts.

granny grump

Your welcome chrissa - you could have invested in different Isas in previous tax years and keep them and can open another one with a different isa provider or if the terms and conditions allow you can add the total £5670 to an existing isa in the following tax year

If you open a new one you cannot add to the old ones

bednobs

it depends on whether you are a taxpayer or not how good they are

pixie373

I agree, Santander are a nightmare, especially with Isa. They lost half of mine when i transferred to Lloyds and Lloyds had to fight to get it back. They said if that happens, is always with santander.

The maximum amount is how much you can put in in one year. If you withdraw some, you cannot replace it that year.

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