Credit Card/Loan Payment Protection Schemes? (U.K.)

[bruce5755]

If you make a claim for minimum payments, under one of the above schemes, is that amount then deducted from your state benefit allowance?

e.g. Minimum payments of �100.00 pcm is paid to loan company. Is �25.00 deducted weekly from state benefit?

If so then why opt to join those schemes in the first instance?

[STAH]

I am unsure about this - a very good question!

You may wish to contact the DSS or wherever your state benefit is paid from. I am inclined to think that you benefit would remain unaffected if you were to claim with the creditor; however do not hold me to that!