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Has anyone here ever applied for their Ehic (European health insurance card)?

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Wrongn3mber | 17:38 Sat 09th Jul 2011 | Travel
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I heard that it's free yet some sites ask for a "Processing fee" Can anyone tell me where to get it free and what criteria one must fulfil to qualify, also what are the benefits?
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The EHIC card is valid in lanzarote, but doe'snt cover pre-existing medical conditions,so extra medical insurance is needed.
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Okay thanks for the replies everyone.

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