mackenzie hall are they legit

[kaz123]

are mackenzie hall debt collectors legit? i recieved a letter from them about a debt deating back to 2001 which i had no knowledge of having. they have sent me a payment card and keep phoning me. how can i get them to stop! i thought debts were considered unrecoverable after four years or so. was i wrong? help

[grasscarp]

with a bit of googling I find they make a business of chasing Statute Expired Debt.
Quite a lot of information can be found here
http://www.consumeractiongroup.co.uk/forum/deb t-collection-industry/2039-mackenzie-hall-do-a ny.html

[Ethel]

Some debts are statute barred after six years have lapsed since any contact from the debtor - this includes phone calls, letter or personal visit.

However,this does not apply if the debtor has moved and failed to inform the creditor of the new address.

So, if you have not moved house, and have not been in contact with the company or its agent since 2002, it is statute barred.

This means you still owe the money, it will still show on your credit records and you can still be asked to pay, but they can't take you to court.

If you have been in contact since 2002 it is not statute barred and you can still be taken to court

[chas2008]

have come across this company before, my daughter had some hassle from them over someone elses debt !,
they have a reputation for cutting corners and breaking rules.
In my daughters case they just sent demands to everyone in the area with a similiar name to the person they were chasing hoping to find them. Even though i am led to believe this is against the financial services act (im sure Ethel will confirm this) they were quite open about there tactics.