Far to simple, what do you expect from people that do not give a monkeys chuff about ordinary people?, all the crap they spout, and now they say they did not realise how many people it would affect by doing away with the 10p tax band, What ? and to think these imbeciles are running the economy, make me puke the whole bloody lot of them are not living in the real world, truth is, they just don't care about working class, tax credits are a joke, never get them right, the more you have the better off you are, I am lucky, I have enough money, many don't and this from a government that is socialist.