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pet insurance

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pagey3 | 14:04 Mon 12th Dec 2005 | Business & Finance
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hope this is the right area for this - can anyone recommend good pet insurance - someone who does good cover and is value for money? tesco seemed quite good but not sure what to look out for in the policy - what is good and bad! thank you
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Check out Directline Insurance. they do a pet insurance which according to my son is very good value and covers what most pet owners require;-


http://www.directline.com/


Question Author

thank you :-)

don't suppose anyone could tell me what breed he is I need to know for insurance purposes.....


http://www.fi-fi.co.uk/max.jpg

Don't know what breed - but very cute :-)



Just to say that we have a dog and don't have insurance, but a chap I know over the park just had an accident with his dog and his insurance company paid out - he uses Sainsburys.


I would rephrase the question to which company will actually honour claims - a lot of the companies used to have bad reputations - monthly premiums are not necessarily the best thing to go on.

I use Tesco for my moggies and they are good, and the call centre very helpfull. You do have to pay a �40 ecess on any claim though, although that will be standard on any insurance
Several BBC (+Channel 4) programmes recommend Martin Lewis's website as a reliable source of information. Here's the relevant link for pet insurance:
http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?ne wsid1130761827,56015,

One thing to watch out for is limits on pay-outs for long-term conditions. Some policies put a monetary limit on such conditions (e.g. a maximium of �2000 for any particular medical problem). Others place a time limit on payouts (e.g. they'll only pay for treatment during the first 6 months, or a year, during which the condition exists). If your pet develops a long-term illness (e.g. diabetes) which requires frequent and continuous treatment, policies with monetary or time-limited restrictions can leave you having to pay many thousands of pounds per year for treatment when the insurance pay-outs stop.

Chris
Question Author
thanks buenchico - i had noticed the time limits on some of the policies and wasn't entirely sure about how this would work out so that's some great advice - will check out your link too :-)
Direct line have kept me waiting 6weeks so far try argos

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