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A DEFAULT notice on my credit reference account

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jason1980 | 13:43 Fri 01st Sep 2006 | Business & Finance
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I agreed with HFC bank to make reduced payments of �10 a month for 3 months whilst I had to go on carers allowance. They have taken and had the payments and now want to file a default notice on a credit ref agency even though they are getting paid. The letter states that if they receive more money a month then they wont put a default, but if my payments stay the same for 1 more month, they will Default me.

Is that allowed?
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Avatar Image Oneeyedvic
Short Answer: Yes - they can class you as defaulted one day after you have stopped paying the contractual monthly payment.
14:14 Fri 01st Sep 2006

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A DEFAULT notice on my credit reference account

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