what is the cost of

[kitkat77]

my auntie wants to help me out a tight patch to consolidate my bills and mortgage comp said my name needs to go on to the deeds just for a few months as he income is not enough to cover payments so it has to go on my income only as i dont live at address either.

[redcrx]

are you trying to say that your auntie will loan you money by remortgaging her house (or increasing her loan) but you have to be on the mortgage?
Surely it would be easier for you to take out a loan of your own instead of this?

[kitkat77]

yes ' u'd be write , but no longer working due to disability and only ever being a private tennant for last 10 yrs makes me to high risk at loan amount.

[redcrx]

Id try and get some financial advice on the matter if i were you. Im sure youll also have to pay a few legal costs if you went down this route.
Have you tried your own bank for a consolidation loan? they will have a record of your income and may be in a position to help

[kitkat77]

not considered them yet ,but is maybe worth achat + i would still need auntie as back up to have help through them also, with such a big loan needed. thanks again 4 ur help.

[redcrx]

id certainly recommend looking at a personal loan before taking out a mortgage on someone elses property.