Theland/Nailit, I’m getting sick of you two disparaging anyone who’s better off than you, or anyone who has the gall to answer your questions honestly – and I’m getting sick of your constant displays of faux piety. How do you know what sort of lives other people who don’t constantly publicly wallow in self-pity, or take sanctimonious delight in advertising their good deeds, have lived? Maybe they just don’t trumpet it, eh? You’ve had a bad time? Well, maybe they have too but the difference between you and them is that they don’t burden other people with undeserved guilt and they don’t believe that the world owes them a living. If they are in a happier financial situation than you, the likelihood is that instead of expecting other people to take responsibility for their bad decisions or misfortunes, they’ve taken responsibility for themselves by getting off their bums and doing something about the lot life dealt them. Still, never mind. You keep polishing one another’s haloes. Just be careful they don’t become so shiny they slip and cause you damage!