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Family & Relationships0 min ago
Does failure to pay a Congestion Charge register on a credit file?
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I have just received a demand for £60 from TFL for a congestion charge. I have no intention of paying it as I do believe I am liable, Their letter is threateningly worded that if I fail to pay they will register the debt in a county court and instruct bailiffs to seize my goods.
I've had numerous threats like this before from other organisations and nothing has ever happened. I'm about to move house also and certainly won't inform TFL of this. I'm nore concerened however that the debt does not register on my credit file - as it isn't a credit default - i.e. defaultingh on a loan, I would assume not, but does anyone know any different? Thanks.
I've had numerous threats like this before from other organisations and nothing has ever happened. I'm about to move house also and certainly won't inform TFL of this. I'm nore concerened however that the debt does not register on my credit file - as it isn't a credit default - i.e. defaultingh on a loan, I would assume not, but does anyone know any different? Thanks.
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'Registering the debt in a county court' means obtaining a County Court Judgement against you. The register of CCJs is a public document. Anyone can check whether a CCJ has been issued against you simply by going here:
http://www.trustonline.org.uk/
That's the very first place that any credit reference agency (or anyone else thinking of authorising credit in your name) will look. i.e. a CCJ will most definitely show up if you apply for any type of credit (which you'll almost certainly be refused).
If you drove a vehicle within the Congestion Charging Zone (during the relevant hours), pay up.
If you believe that your vehicle is exempt from the charge, check the relevant list here:
http://www.tfl.gov.uk...ioncharging/6713.aspx
If you believe that you've wrongly been charged, see here:
http://www.tfl.gov.uk...ioncharging/6740.aspx
Chris
http://www.trustonline.org.uk/
That's the very first place that any credit reference agency (or anyone else thinking of authorising credit in your name) will look. i.e. a CCJ will most definitely show up if you apply for any type of credit (which you'll almost certainly be refused).
If you drove a vehicle within the Congestion Charging Zone (during the relevant hours), pay up.
If you believe that your vehicle is exempt from the charge, check the relevant list here:
http://www.tfl.gov.uk...ioncharging/6713.aspx
If you believe that you've wrongly been charged, see here:
http://www.tfl.gov.uk...ioncharging/6740.aspx
Chris
-- answer removed --
Liable or not,
TFL are known for their rigorous tracking down of non payers.
Even if you move house they can still trace you through your car registration at the DVLA,unless of course you intend to sell your car as well?
As factor so rightly says,if you feel you are NOT liable then you can contest it,if you ARE liable (and are trying to avoid payment) don't,it will cost you far more in the long run.
Others may not have pursued you in the past for debts ,but believe me TFL will!
TFL are known for their rigorous tracking down of non payers.
Even if you move house they can still trace you through your car registration at the DVLA,unless of course you intend to sell your car as well?
As factor so rightly says,if you feel you are NOT liable then you can contest it,if you ARE liable (and are trying to avoid payment) don't,it will cost you far more in the long run.
Others may not have pursued you in the past for debts ,but believe me TFL will!
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