Golf Buggy Accident

[goughie99]

A friend of mine has hit a car with a Golf Buggy, causing a lot of damage. Who is liable to pay for the repairs and what insurance if any should he use?

[Ethel]

Your friend is liable. If the golf buggy is insured he should use that, if it isn't, he'll have to pay out of his own pocket.

[tubeway]

Sometimes your home contents insurance will cover you for personal liabilities - your friend should check that if he is not insured any other way

[goughie99]

Thanks, he asked at the Golf Club who said they weren't liable.

He didn't sign a form when he hired the buggy, which gives them the disclaimer! What do you think?

[NORMANTHEDOG]

the golf club should have insurance that would cover the cost of any damage caused by the use of their buggies,but if as you say he signed a form to say it was his responsibility if any damage was caused,but i would consult a solicitor about it as i think the golf club must be held liable for it,i often hire a buggy at golf clubs and have never signed anything beforehand.

[goughie99]

He didn't sign a form before taking the buggy out. He didn't sign one at all. Does this make a difference?

[goughie99]

He is trying to claim through his home contents insurance. Thank you all for your help and advice.

[goughie99]

Many thanks for your help he has paid this out of his own pocket. Cost him approx �250.00