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Car Owner - responsibility

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Jinjin | 04:42 Sat 18th Oct 2008 | Cars
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If your car is in an accident ... is it the driver's responsibility or the owner's responsibility to pay out the other vehicle?
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It's the responsibility of the person's whose fault the accident was. They should have the correct insurance to drive said vehicle in first place.
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If it was not my fault and the other vehicle was a rental car (which says that it has insurance on all vehicles) then do I go to the rental agency or the driver?? (the driver was a tourist leaving the country) is it the owners responsibility?

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Car Owner - responsibility

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