Could anyone tell me the steps in trying to get my bank charges paid back to me? I have spoke on the phone but are not much help. Is there a standard form? Please if you don't mind guide me through every step! Thanks in advance!
I have just done this with one bank and am waiting for results for another. Let me see if I can find the original link I was sent - it was on this very site.
The banks are very obstructive in this area, the cases I have heard that have been successful have been after the claimant has filed a small claims case. Then they pay up and close your account!
Thans why I only wrote to banks with accounts that I didnt really use any more, and to credit cards that I no longer have but are still paying off the balances( ran up by my lovely ex!!) Just to see what they did.
I have recently claimed �2095 back from Natwest, the full amount, without interest, using the letters posted on monneysavingexpert.com. the whole process took just over a month, I heard nothing from the bank until I wrote a letter stating i would be going to court. A few days later I recieved a letter and the money is now in my account, plus, they haven't closed my account either.