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How Does "No Claims Bonus Protection Work"?

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Burke | 16:58 Mon 20th Sep 2004 | How it Works
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I am currently looking for new car insurance and am sick of paying for no claims bonus protection. How does this work? I currently have 9 years protection - so if I have an accident does this get completely wiped? or do the insurance companies just wipe a couple of years off? Cheers Kiwikid
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And take the legal fees cover as well best nine quid I ever spent!

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