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Insuring a small event

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ClaireLL | 17:14 Tue 28th Jul 2009 | Insurance
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My friend is holding a small event at her home (in the garden). There will be 6 children and approx 20 adults. They will be having a fun day, a bit like a sports day. They are worried that they may need insurance. Does it exist? If so does anyone know who the best insurance people would be to go with. Many thanks.
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If this is just a private social gathering it would probably be covered under the Public Liability of her home insurance. tel her to speak to her home Buildings/Contents insurer.
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Many thanks.xx.
For a private event, you won't need insurance unless things like inflatables are used - bouncy castles, water shoots. slides, etc., but if these are hired, the company will have insurance for this.
Just because it is a private event doesnt mean you cannot be sued if something goes wrong - make sure you do at least have some Public Liability cover.

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